Frabo OS · Money Recovery · New Zealand
Lower your recurring bills
Frabo OS reviews your recurring bills and prepares a grounded negotiation — the discounts, promotions, and lower-cost plans to ask for — so you pay less for the same service. Built from your real account history, actioned on your approval.
New Zealand: your consumer-protection context
In New Zealand, the Consumer Guarantees Act entitles you to repair, replacement, or refund for faulty goods; there is no blanket change-of-mind right, so those returns follow the seller’s policy. This is general guidance, not legal advice — Frabo acts on your receipt’s real terms and your approval.
Knows your real spend
The engine reads your recurring charges to see where you’re over-paying — long-tenure accounts, plans above your usage, rates that crept up — and targets the ones worth negotiating.
Negotiation, drafted and scripted
Frabo drafts the ask (loyalty discount, promo, right-sized plan) as a letter, or a phone/retention script for providers that negotiate by phone — with Adam speaking only after you allow it on a call.
Honest leverage
The ask is built from your real tenure and spend, not invented claims — which is exactly what gives it weight.
Frequently asked
Which bills can Frabo negotiate?
Recurring services where there’s room — long-tenure accounts, over-sized plans, crept-up rates — identified from your real charges.
Does Frabo call the provider itself?
It prepares the script and, on the Auto tier, can place the call — but Adam speaks only after you tap “Allow Adam to speak.”
Related: Cancel unused and rising subscriptions · Hidden fee detection and reversal · Overcharge and billing-error correction
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