Frabo OS · Money Recovery · Philippines
Hidden fee detection and reversal
Frabo OS surfaces the junk and hidden fees buried in your statements — surprise service charges, unauthorized add-ons, fees you never agreed to — and drafts a request to reverse them, grounded in your real transactions.
Philippines: your consumer-protection context
In the Philippines, the Consumer Act provides remedies for defective products and unfair practices; change-of-mind returns follow the seller’s policy. This is general guidance, not legal advice — Frabo acts on your receipt’s real terms and your approval.
Pulled out of your real statements
The engine scans your bank and card activity for fee-type charges and unexpected add-ons, then shows them plainly so nothing hides in the line items.
Reversal, on your approval
Each fee becomes a case with a drafted reversal request — email for vendors, phone script for banks and card issuers — sent only when you say so.
Real charges only
Frabo flags fees it can see in your data; it never invents a charge or a policy.
Frequently asked
What counts as a hidden fee?
Surprise service charges, unauthorized add-ons, and fees you didn’t agree to — surfaced from your real statements.
Does Frabo reverse them automatically?
It drafts the reversal request and sends only after you approve.
Related: Overcharge and billing-error correction · Lower your recurring bills · Duplicate charge detection and reversal
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